Category: Strategies & Rules
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Spend Least, Gain Most: The Power of Intentional Spending
Maybe you’re frustrated that your paycheck slips away before the month is over. Spending less isn’t just about penny-pinching—it’s about making intentional choices. This guide breaks down what it means to spend the least, how this habit can reshape your finances and mindset, and a few practical steps to get started.
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FINRA’s Free BrokerCheck: Why Everyone Should Use It
Professional titles and polished pitches don’t tell a financial advisor’s full story. You need a way to check their background, spot warning signs, and confirm their credentials. FINRA’s BrokerCheck is a free tool that lets you look up brokers and brokerage firms to review their information before you make a decision.
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How to Create Paycheck Buckets
We all count down to pay day. But once rent, groceries, and a few surprise expenses hit—you’re left wondering where the money went. If you’re tired of guessing, paycheck buckets can help you stay on track.
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Saving Money Rules for Seniors
Retirement often brings unpredictable expenses and a tighter budget. That’s why seniors need flexible strategies that account for healthcare, housing, and Social Security timing. Here’s how to adapt classic savings rules and take the steps that help your money last.
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What is the 3/3/3 Rule of Personal Finance?
When every paycheck feels stretched, it’s easy to lose track of where your leftover money goes. You don’t need a complicated budget—just a simple plan for when life changes. This method keeps your savings organized and purposeful, without the need for constant tracking.
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The Best Way to Save Money in 2026
In 2026, higher prices and a flood of digital banking options make it harder to decide where your money should go. Should you chase the highest interest rate, try a new investing app, or focus on keeping your emergency fund safe? There’s no single right answer.
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Clever Ways to Save Money
Most “top 10 ways to save money” lists offer quick fixes, but sticking with them is another story. For most people, lasting change comes from a few practical tweaks that work even on hectic days. If you want to save money without overhauling your whole routine, you’ll find practical strategies here.
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What Are Financial Advisors Not Allowed to Do?
When you hire a financial advisor, you might expect help with every aspect of your finances—investments, taxes, even legal documents. But strict legal and ethical boundaries shape what an advisor can actually do. These limits exist to protect you and ensure you get the right guidance from the right professional. Here’s how to recognize those…
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10 Ways to Save Money at Home
Saving money at home doesn’t have to mean tracking every penny or making drastic lifestyle changes. Here are ten practical ways to save money at home.
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Saving Money Challenge: How to Pick One You’ll Actually Finish
A saving money challenge works best when it fits your paycheck, your habits, and the reason you want to save in the first place. Here’s how to pick the right one.